In order to receive this benefit, you must file a claim online or by mail by July 20, 2020. After the Settlement becomes final, you will receive an email containing an AllClear ID Activation Code and instructions on how to redeem or enroll in this benefit.
- Credit monitoring of the Settlement Class Members' credit file for U.S. residents at all three (3) major credit reporting agencies (Experian, Equifax and TransUnion).
Alerts members of new credit activity if banks and creditors use a member’s identity to open new accounts, apply for new credit, such as a car or home loan. Single bureau monitoring activated at the time of enrollment. Members will have to login to their online customer portal, or call the support center to accept the filtering policy to activate triple bureau credit monitoring.
- Credit Score and Credit Report for U.S. residents.
Added visibility into members’ credit. This credit scoring model is based on factors in the member's credit report, including payment history, percentage of credit limit utilized, and age and type of credit, among other factors.
- Fraud Alerts for U.S. residents, which Settlement Class Members can set, renew, and remove in their online customer portal, for additional protection against identity theft.
Request, set and remove a 1-year fraud alert.
- ID Theft Insurance for U.S. residents, which covers certain identity theft-related expenses incurred by Settlement Class Members up to a limit of $1 million.
Provides reimbursement of certain fees, lost wages, and fraud losses related to identity recovery. There is no deductible for this insurance.
- Identity Theft Monitoring for U.S. individuals to notify Settlement Class Members when stolen identity information has been detected and reported through the Internet Fraud Alert system and a partnership with the National Cyber-Forensics and Training Alliance (NCFTA).
The NCFTA runs a global clearinghouse for stolen credentials. Federal law enforcement agencies, other government agencies, businesses, and academia find compromised data through research and fraud prevention work and report information to the NCFTA. We alert members when we receive compromised data from the NCFTA that matches the member.
- Identity theft scan of Settlement Class Members’ minor children's identities, up to the age of 18 for U.S. residents.
Databases are scanned to detect the unauthorized use of a child's Social Security number. In the event of fraud, the parent or guardian receives an alert, and an AllClear Investigator will conduct a full inquiry and help repair the child's identity.
- Assistance with canceling and replacing credit and debit cards if a wallet is lost or stolen.