AllClear ID Blog: Identity Theft Protection Tips

New Trend: Mobile Apps for Catching Snoopers

Allison here. A recent article highlighted a survey conducted by phone security company, Lookout, in which one-third of people admitted to sneaking glances at text messages, photos, and emails on a loved one’s phone. This is a concerning statistic, now that our mobile phones store more and more of our personal data. A snooper with […]

5 Reasons You Shouldn’t File for Bankruptcy after ID Theft

Jacqueline here, with AllClear ID. Discovering that you’ve been a victim of identity theft can feel like being hit in the chest by a load of bricks. You feel violated, overwhelmed and frustrated. Your finances are in shambles. Your credit report is littered with debts you didn’t accrue and the debt collectors might be starting […]

ID Theft Tips for Working with Local Law Enforcement

Jackie here, with AllClear ID. If your car gets stolen you call up your local police department. If your identity is stolen, it is a lot more complicated. Reporting and resolving id theft can be a multi-step process that involves talking with a variety of different law enforcement agencies and personnel. Knowing how to work […]

Did You Know: You Can Pull Your Official Employment History for Free?

Vanessa here from AllClear ID.  The Fair Credit Reporting Act (FACT Act) is the law that lets you obtain a free credit report from the three credit-reporting agencies every 12 months.  You may not know that the FACT Act also lets prospective or current employers gather information about you for background checks.  This is a […]

RFID Cards: A Greater Credit Card Fraud Risk?

Vanessa here, with AllClear ID. “Smart Cards,” credit cards embedded with RFID chips, are getting more attention as more banks issue them to their customers. What is RFID – and why is it in my credit card? An RFID (radio-frequency identification) credit card has a radio frequency microprocessor inside it that contains your card information. […]

When You Can Say NO to Providing Your Social Security Number

Ashley here from AllClear ID.  Originally, social security numbers (SSN) were created to track an individual’s wages and earnings and to monitor social security benefits.  Today, your SSN is considered a key identifier in who you are to employers, the Internal Revenue Service (IRS), and other government agencies.  Specific laws restrict when you must provide […]