Credit freezes are designed to keep a creditor from accessing your credit report without your consent or new lines of credit being opened with your identity. It is helpful at protecting against identity fraud, especially if you believe you are at heightened risk of fraud.
Jackie here. In most instances, identity theft is considered a crime and that means that your local courts and legal system may be able to offer some assistance in identity theft resolution. The availability will vary greatly depending on where you live, but here are a few resources from the Identity Theft Resource Center. Your […]
Jackie here. Most people are aware that identity theft can impact the credit of a victim by lowering their credit score and making it harder for people to get legitimate lines of credit. Let’s take an in-depth look at exactly how (and by how much) ID theft can impact your credit score. We found a great […]
Jacqueline here, with AllClear ID. Discovering that you’ve been a victim of identity theft can feel like being hit in the chest by a load of bricks. You feel violated, overwhelmed and frustrated. Your finances are in shambles. Your credit report is littered with debts you didn’t accrue and the debt collectors might be starting […]