In today’s digital world, email is one of the main ways we contact each other. 14 years ago, Congress signed a set of rules called the CAN-SPAM Act designed to protect consumer privacy and limit the amount and type of unsolicited marketing messages they receive.
According to the 2016 Identity Fraud Study released by Javelin Strategy & Research, the total number of Identity Fraud victims in 2016 remained steady at 13.1 million as they did in 2015.
Credit freezes are designed to keep a creditor from accessing your credit report without your consent or new lines of credit being opened with your identity. It is helpful at protecting against identity fraud, especially if you believe you are at heightened risk of fraud.