
AllClear Credit Monitoring
AllClear Credit Monitoring keeps you informed of new credit activity by sending alerts when banks and creditors use your identity to open new accounts. Our patented technology eliminates repetitive and non-urgent email alerts common with other products, ensuring that you know just when to take action. May include Triple Bureau Option.1
AllClear Credit Monitoring includes:
- Identity Repair: Because Identity Repair is so important, we include it with all of our services. If you become a victim of identity theft, a dedicated investigator will help repair your identity.
- Identity Theft Monitoring: This service operates in partnership with the National Cyber-Forensics & Training Alliance (NCFTA), which runs a global clearinghouse for stolen credentials. Federal law enforcement agencies, other government agencies, businesses, and academia find compromised consumer data through research and fraud prevention work and report the information to the NCFTA. When we receive compromised data from the NCFTA that matches yours, we alert you.
- Fast and Secure Phone Alerts: Our exclusive, patented2 alert technology keeps you informed of how your identity is being used. Your secure Voice Key also confirms that calls from AllClear ID are legitimate—not a phone scam or potential thief.
- Immediate Support from an AllClear Investigator: If you receive a secure phone alert and suspect fraud, simply press the * key, and you will be connected immediately to one of our expert investigators.
- $1 Million in Identity Theft Insurance Coverage: Provides reimbursement of certain fees, lost wages, and fraud losses related to identity recovery. There is no deductible for this insurance.
- Lost Wallet Protection: AllClear Investigators help cancel and replace your credit and debit cards if your wallet is lost or stolen.
- ChildScan Monitoring is available for those under 18. Databases are scanned to detect unauthorized use of a child’s Social Security number. In the event of fraud, the parent or guardian receives an alert, and an AllClear Investigator will conduct a full inquiry and help repair the child’s identity.