AllClear Authenticate platform is designed to increase usage and adoption of banking services by offering frictionless and uniform access to all channels.
AllClear Authenticate drives adoption of services and increases top line revenue.
AllClear Authenticate provides lower cost and increased security.
Invest in the Future
Increase ROI and invest for the future with AllClear Authenticate.
One Platform. Many Solutions
AllClear Authenticate is built for consumer scale and can be used across all channels, applications and verticals.
Omni channel access to digital banking services
Increased service adoption and lower cost
Quantum leap in security compared to password and SMS
Increase usability of banking services and reduce fraud
Secure any type of transaction with the same platform
Save cost by moving away from hardware-based security
AllClear ID can scale to all devices and is not dependent on secure hardware
Enables appropriate level of authentication to specific transactions
Enterprise – frictionless access to enterprise applications can support millions of users
Identity Providers (IdP) – develop differentiated ID services at high speed
Healthcare – advanced security features to protect patient health and safety
AllClear Authenticate Features
AllClear Authenticate is a highly customizable, adaptive and risk-based platform that meets the needs of highly-scalable connected digital services.
Convenience & Usability
With multiple devices per user and multiple users per device, the platform meets the needs of today’s multiple device users and the trend of sharing devices.
The authentication protocol is part of AllClear’s security concept, built around three security pillars; Defend, Detect and React.
Scales to millions of users rather than thousands. The platform can scale to all devices and is not hardware dependent.
Omni channel support
Supports omni channel authentication including online, mobile, IVR, in-branch and telephone call-centers.
Risk & Policy Based
Match business and risk rules through an interface into an organizations existing risk management solution.
Context & Process Driven
Context engine and risk-based authentication allows organizations to apply appropriate levels of authentication to services. This offers strong protection against attacks.
Support for Multiple Factors
Vary and combine authentication factors based on the risk involved for specific activity for specific user at specific time. AllClear Authenticate supports Apple Touch ID and Samsung fingerprint biometric authentication systems.
Solution is designed to add authentication to your infrastructure, not add authentication infrastructure. Simply ‘drop-in’ AllClear Authenticate and quickly get users provisioned and connected to existing services.
Easy to Provision from cloud
Allows users to enroll themselves in the system and choose authentication method based on selection provided, and provides a self-service interface for identity management functions.
Step-up / step-down
Mobile soft token
Mobile OoB authentication
E- signatures (PKI)
Fully Omni channel
Highly scalable and extensible
Flexible integration options
Client side: App, Hybrid and SDK
Audit and reporting
Online developer toolkit
Multiple devices per user
Multiple users per device
Multiple authentication methods per device
Multi-brand / multi-bank / multi-tenant
Supports user self-service
Ready to add AllClear Authenticate to your infrastructure?
Increased take-up and adoption of banking services in most efficient banking channels.
Anti-malware and Security Service
The anti-malware and device security service allows for full eCommerce and banking services to be delivered to smart mobile devices.
The AllClear Authenticate platform would be 97.5 percent cheaper than a hardware-based OTP solution and 25 percent cheaper than a mobile-based soft token solution.
Built for the Future
Not locked in to a single authentication factor – constantly adapts and built for the future. Encap has already added support for TouchID and Samsung biometrics and others can be added as desired, needed, or as they reach maturity.
Easy to customize and integrate with existing infrastructure including Identity and Access Management services (IAM).
Designed for internet rather than enterprise scale – can support millions of users.
Omni channel Support
Supports an omni channel user experience – one device can become the authenticator for a range of digital channels.
Lower cost and higher security
Lower cost and higher security vs. other strong authentication platforms – includes no hardware costs as harnesses built-in smart mobile device capabilities.
Ability to provide PKI-based eSignatures, this allows for electronic document signature and workflow optimization.